John Ross - Financial Adviser

In 1988 I entered the financial services industry and in 1992 the regulated world, with a major High Street Bank. Since then I have built upon my career with True Potential most recently and after 13 years continuous service with Tilney. This service started with Pagan Osborne which sold it’s financial services arm to Ashcourt Rowan, which became Towry and finally Tilney. Whilst I was at Pagan Osborne, I managed the financial planning team and I also tutored financial services to law graduates at the Dundee University School of Law for 4 years.  My development and learning continues whilst being a fully qualified financial planner.

I was attracted to True Potential for many reasons but the main one being their proposition offering to clients using the most up to date and industry leading technology. With 24/7 access, it is easy to keep track of your investments via your very own web portal and give you a more realistic chance of reaching your financial goals. Your financial goals are the basis of how we approach financial planning at True Potential as just like many things, to reach the destination you want, you need to plan and know where you are going.

I use True Potential’s ‘Beyond Wealth Management’ approach to financial planning which starts with understanding your position, followed by analysis and design of your financial plan, presenting the plan along with recommendations to help you achieve your goal and finally agreeing how we best make sure your plan stays on track which consists normally of an annual review of your situation, values, attitude to risk and circumstances.

I truly believe that this is the best place for me and my clients as things get done efficiently, processes are simple for all involved, technology is used to speed up the financial planning process meaning no lengthy delays in delivery and documentation is sent direct and securely into your own site. True Potential has also created its own investment platform, partnering with eight of the industry’s leading fund managers and managed by our in house investment team via advanced diversification using a blend of tried and tested multi-asset investment strategies that finds opportunities for growth.

We are all on our unique financial journey. I would be delighted to help you on your way to your final financial destination and beyond.

John Ross Financial Adviser

Areas Served

  • East Scotland

John Ross - Financial Adviser

John Ross - Financial Adviser

In 1988 I entered the financial services industry and in 1992 the regulated world, with a major High Street Bank. Since then I have built upon my career with True Potential most recently and after 13 years continuous service with Tilney. This service started with Pagan Osborne which sold it’s financial services arm to Ashcourt Rowan, which became Towry and finally Tilney. Whilst I was at Pagan Osborne, I managed the financial planning team and I also tutored financial services to law graduates at the Dundee University School of Law for 4 years.  My development and learning continues whilst being a fully qualified financial planner.

I was attracted to True Potential for many reasons but the main one being their proposition offering to clients using the most up to date and industry leading technology. With 24/7 access, it is easy to keep track of your investments via your very own web portal and give you a more realistic chance of reaching your financial goals. Your financial goals are the basis of how we approach financial planning at True Potential as just like many things, to reach the destination you want, you need to plan and know where you are going.

I use True Potential’s ‘Beyond Wealth Management’ approach to financial planning which starts with understanding your position, followed by analysis and design of your financial plan, presenting the plan along with recommendations to help you achieve your goal and finally agreeing how we best make sure your plan stays on track which consists normally of an annual review of your situation, values, attitude to risk and circumstances.

I truly believe that this is the best place for me and my clients as things get done efficiently, processes are simple for all involved, technology is used to speed up the financial planning process meaning no lengthy delays in delivery and documentation is sent direct and securely into your own site. True Potential has also created its own investment platform, partnering with eight of the industry’s leading fund managers and managed by our in house investment team via advanced diversification using a blend of tried and tested multi-asset investment strategies that finds opportunities for growth.

We are all on our unique financial journey. I would be delighted to help you on your way to your final financial destination and beyond.

Areas Served

  • East Scotland

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

Long-Term Care

As we are all living longer, planning for your later life to ensure you are comfortable is vital.  Long-term care provision can include looking after both your medical and non-medical needs, whether that’s at home, within a nursing home or an assisted living facility.

I can provide the specialist advice you need, explain your options and help develop your personal plan.